Borrowing Capacity Calculator
Estimate how much you could borrow for a home loan based on your income, expenses, and existing commitments.
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Results
Maximum Borrowing Amount
$800,772
Monthly
$6,733
Fortnightly
$3,108
Weekly
$1,554
Income & Expense Summary
| Gross Monthly Income | $8,333 |
| Living Expenses Used | −$1,600 |
| HEM Benchmark | $1,600 |
| Monthly Surplus | $6,733 |
Assessment rate: 9.50% (current rate +3% buffer). Lenders use a higher rate to ensure you can afford repayments if rates rise.