Refinancing Calculator

Compare your current loan with a new rate and see if refinancing could save you money.

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Property Type

Owner OccupiedInvestment

Repayment Type

Principal + InterestInterest Only

Results

New Monthly Repayment

$2,817

Current Repayment

$2,918

Monthly Saving

$101

Savings Breakdown

Lifetime

$34,802

Every Year

$1,210

Every Month

$101

Break-even: 15 months to recoup $1,500 in refinancing costs

Cost Breakdown

Current Repayment (monthly)$2,918
New Repayment (monthly)$2,817
Monthly Saving$101
Refinancing Costs$1,500
Net Lifetime Saving$34,802

Refinancing looks beneficial. You could save $34,802 over the life of your loan after accounting for all costs.